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Terms & Conditions

Effective Date: August 1, 2025
NCCI COUNSELING SERVICES
Website: https://www.nccicounseling.com

​1. Agreement to Terms
By accessing or using this website (the “Site”), you agree to be bound by these Terms & Conditions (“Terms”), as well as our Privacy & Cookie Policy. If you do not agree, please discontinue use immediately.
These Terms apply to all visitors, users, and others who access the Site from any location worldwide.


2. Legal Entity & Ownership
This Site is owned and operated by:
NCCI COUNSELING SERVICES

Dr. Philicia Jefferson

Address: PO BOX 127, Ladysmith, Virginia 22501

Email:  counselingservicesinc@gmail.com

Phone: (804) 867-6939

Website: https://www.nccicounseling.com

All content, services, and transactions conducted through this Site are the responsibility of NCCI COUNSELING SERVICES.

 

3. Privacy & Data Protection
Your use of this Site is also governed by our Privacy & Cookie Policy, which explains how we collect, use, and safeguard your personal information.
If you access the Site from outside the United States, please note that your information may be transferred to, stored, and processed in the United States or other jurisdictions where our service providers operate.

 

4. Use of the Site
You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in a way that could disable, damage, or impair functionality.

  • Copy, reproduce, distribute, or exploit content without prior written consent.

  • Attempt to gain unauthorized access to the Site or related systems.

  • Upload or transmit malicious code, viruses, or harmful materials.

  • Interfere with another user’s use of the Site.

We reserve the right to suspend or terminate your access if you violate these Terms.

 

5. Intellectual Property
All content on this Site — including text, images, logos, graphics, video, software, and compilations — is the property of NCCI COUNSELING SERVICES or its licensors and is protected by U.S. and international copyright, trademark, and intellectual property laws.


You are granted a limited, revocable license to view and use the Site for personal, non-commercial purposes. No ownership rights are transferred to you by accessing this Site.

 

6. Linked Sites & Third-Party Services
Our Site may link to or embed third-party websites, services, or platforms (e.g., YouTube, Facebook, Wix, payment providers). We are not responsible for the content, security, or practices of third-party sites. Use of third-party services is at your own risk and subject to their terms.

 

7. International Users
This Site is controlled and operated in the United States, but it is accessible globally. By using the Site from outside the U.S., you:

  • Confirm compliance with local laws in your country of residence.

  • Consent to the transfer and processing of your personal information in the United States and other jurisdictions.

  • Acknowledge that local privacy and consumer protection laws may differ from those in the U.S., but we will treat your information in accordance with our Privacy & Cookie Policy.

 

8. Disclaimer of Warranties
The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to:

  • Merchantability

  • Fitness for a particular purpose

  • Title

  • Non-infringement

We do not warrant that the Site will be error-free, uninterrupted, secure, or free of viruses or other harmful components.

 

9. Limitation of Liability
To the fullest extent permitted by law, NCCI COUNSELING SERVICES shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of (or inability to use) the Site.
Your sole remedy for dissatisfaction with the Site is to stop using it.

 

10. Indemnification
You agree to indemnify and hold harmless NCCI COUNSELING SERVICES, its affiliates, officers, employees, and service providers from any claims, liabilities, damages, losses, or expenses arising from:

  • Your use or misuse of the Site

  • Your violation of these Terms

  • Content you submit or post through the Site

 

11. Termination
We reserve the right to terminate or restrict access to the Site at any time, without notice, for any reason, including violations of these Terms.

 

12. Governing Law & Jurisdiction
These Terms are governed by and construed under the laws of the State of Virginia, United States, without regard to conflict-of-law principles.

You agree that any disputes arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Virginia, USA, regardless of where you are located.

 

13. Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full effect.

 

14. Entire Agreement
These Terms, together with our Privacy & Cookie Policy, constitute the entire agreement between you and NCCI COUNSELING SERVICES regarding your use of the Site.

 

15. Changes to Terms
We may update these Terms from time to time. The most current version will always be posted on this page. Your continued use of the Site after updates constitutes your acceptance of the revised Terms.

 

16. Contact Information

NCCI COUNSELING SERVICES

Dr. Philicia Jefferson

Address: PO BOX 127, Ladysmith, Virginia 22501

Email:  counselingservicesinc@gmail.com

Phone: (804) 867-6939

Website: https://www.nccicounseling.com

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